When you use SSH to login to a remote system, the host's identification key is stored inside your user's home folder. If you try to SSH into the remote system again in the future, your computer will check to make sure that you're logging into the same system as before. Sure, the IP address or hostname might be the same, but maybe a different system has taken over that IP or hostname. If that's the case, you wouldn't want to enter your password into the foreign system.
This is a companion discussion topic for the original entry at https://linuxconfig.org/warning-remote-host-identification-has-changed